How many of you coaches out there have liability insurance? Do you recommend having insurance if you are coaching? Does your club arrange and pay for your insurance or have you obtained it yourself? Who provides this kind of insurance? Any info greatly appreciated!

Ss
consult more official resources out there,a good place to start is with the Coaching Assoc. of Canada and NCCP.
http://www.picosearch.com/cgi-bin/ts.pl?index=157343&query=insurance&SEARCH=Search&opt=ANYRegardless of whatever insurance one has, it's the Coach's responsibility to ensure safety of his or her's athletes.
One particular threat everyone should be particularly aware of is needles around the Science World area, specifically the grass areas immediately surrounding DZ.
If I know I'm taking my group onto the grass, I quietly sweep the area for needles early, and tell the paddlers to 'check their areas' as well. I've found a few to date btw, scary. But due diligence requires the 'playing area' be swept for any other hazards like broken glass, nails etc etc in any case... Makes sense if you're going to ask your paddlers to be jumping up and down, lying down and rolling about.